Sunshine Loans: terms and fees

Tasamira is not Sunshine Loans: we are a comparison site.

Tasamira editorial team · data checked on 7 Oct 2026

Amount
R500 – R4 000
Term
4–49 days

Source: sunshineloans.co.za · 07.10.2026

Is Sunshine Loans registered with the NCR? What we checked

Company
MoneySpot Finance SA (Pty) Ltd, trading as Sunshine Loans (Company no. 2020/235032/07)Source: sunshineloans.co.za · 07.10.2026
NCR registration
Listed in the NCR register of credit providers, no. NCRCP14110 (Registered); checked 7 Oct 2026Source: ncr.org.za · 07.10.2026
Documents on its website
Publishes: privacy policy, terms and conditions. Not found on its website (checked 7 Oct 2026): loan agreementSource: sunshineloans.co.za · 07.10.2026

Sunshine Loans is a brand of MoneySpot Finance SA (Pty) Ltd, trading as Sunshine Loans. Listed in the NCR register of credit providers, no. NCRCP14110 (Registered); checked 7 Oct 2026.

Sunshine Loans: loan costs and fees

Cost example
A loan of R2 800 over 27 days would attract interest and fees of R607.63; total repayable approximately R3 407.63Source: sunshineloans.co.za · 07.10.2026

Sunshine Loans: contact number, app and email

Phone
010 496 2073Source: sunshineloans.co.za · 07.10.2026
Website
sunshineloans.co.zaSource: sunshineloans.co.za · 07.10.2026

Sunshine Loans: login and app

Tasamira is not Sunshine Loans: we are a comparison site. We have no access to your account or payments. To log in, pay or sort out a problem, use the official channels of Sunshine Loans.

Other options with checked data

Other companies

Sources

Data checked: 7 Oct 2026 · Page updated: 7 Oct 2026 · Methodology

Spotted an error? Tell us

A loan has to be repaid on time. Before you sign, check the interest rate, the initiation and monthly service fees, any credit life insurance and the total amount you will repay, and make sure the repayments fit your budget. If you pay late, the lender can add default interest and collection costs, and missed payments can be reported to credit bureaus. Under the National Credit Act, a lender must check that you can afford the loan. Check the lender in the NCR register before you apply.