Loan apps in South Africa: compare and apply
Install the app, upload your ID and bank statements, and get the lender’s answer on your phone: compare 5 loan apps by store rating, loan size and payout, with amounts up to R8 000. Data as of 5 Nov 2026.more
R1 400·30 daysChange
- Apply onlineon the lender’s website or app
- Paid into your bank accountsome lenders also pay to an eWallet
- Apply 24/7at 2 lenders, according to them
Tasamira editorial team · Updated:
- Lenders’ terms on one page
- Free for you to use
Longest term on the list: up to 61 days
- Amount
- up to R5 000from R500
- Term
- up to 61 daysfrom 7 days
See terms
- Source of the terms
- creditbar.co.za · 25 Oct 2026
- Registration
- NCRCP23238 · NCR register
- Application and payout
- applications 24/7, according to the lender
JabulaniMoney
Highest amount on the list: up to R8 000
- Amount
- up to R8 000from R500
See terms
- Source of the terms
- crediwise.co.za · 1 Nov 2026
- Registration
- NCRCP22496 · NCR register
- Amount
- up to R4 000from R500
See terms
- Source of the terms
- lendplus.co.za · 1 Nov 2026
- Registration
- NCRCP17814 · NCR register
- Application and payout
- applications 24/7, according to the lender
Highest amount on the list: up to R8 000
- Amount
- up to R8 000from R500
See terms
- Source of the terms
- primeloans.co.za · 1 Nov 2026
- Registration
- NCRCP20937 · NCR register
Not the right fit? Loan comparison services
One application, and you may get offers from several lenders. Useful if a lender above turned you down.
Comparison service, not a lender
Pick an app: store rating, loan size and payout side by side
These are the lenders on our list that publish an app in Google Play or the App Store. Ratings are the public Google Play ratings on 5 Nov 2026; loan sizes come from the lender cards.
| App | Store | Google Play rating | Loan size | Payout |
|---|---|---|---|---|
| LendPlus Apply | Android, iPhone | 3.8 from 493 reviews | R500 to R4 000 | Bank account or eWallet, eWallet instant any day |
| Primeloans Apply | Android, iPhone | 4.2 from 284 reviews | R500 to R8 000 (first loan up to R4 000) | Bank account or eWallet, eWallet instant any day |
| Creditbar Apply | Android | 4.5 from 8 reviews | R500 to R5 000 | Bank account |
| JabulaniMoney | Android | 4.5 from 30 reviews | R500 to R4 000 | Bank account, same day in banking hours |
| Crediwise Apply | Android | 4.4 from 14 reviews | R500 to R8 000 (first loan up to R4 000) | Bank account or eWallet, eWallet instant any day |
Choose the row that matches how you get paid: eWallet payout on any day suits a weekend emergency; a bank-account payout is enough on a weekday. Then open the lender card in the list above, check the quotation and apply.
How to read the rating before you install
- Count the reviews. A 4.5 from 8 reviews says less than a 3.8 from 493. Read the newest reviews: they show how debit orders, support and fees work today.
- Look for complaints about fees and collections, not about the app design. The cost of the loan is in the quotation, not in the store page.
- Use only the app linked from the lender’s own website or the lender card: a fake app with the same name is the usual trick. Loan sharks and fakes explains what to look for.
- You do not need an app to borrow: every lender above also has a website where you can apply in the browser.
Want the full picture of app loans, permissions and costs? Read loan apps in South Africa: how they work and cost.
Before you tap Install: 4 checks
- Check the lender in the NCR register of registered credit providers. The registration number and the date we checked it are on each lender card.
- Read the permissions the app asks for. A loan app should not need your contacts or photos to assess a loan.
- Have your South African ID, three months of bank statements and an active cell number ready: that is what the lenders on this page ask for.
- Ask for the pre-agreement quotation and read the total repayable before you accept.
FAQ
Do I need an app to get a loan online?
No. Every lender on this page has a website where you can apply. An app helps if you want notifications and quick repayments.
Are loan apps safe?
An app from a lender’s own website is the same lender as the website. Install only the app linked from the lender’s site, check the NCR registration and read the quotation before you sign.
Which loan app has the highest rating?
On Google Play, Creditbar and JabulaniMoney show 4.5, but from 8 and 30 reviews. Primeloans shows 4.2 from 284 reviews and LendPlus 3.8 from 493. Ratings change; check the store page on the day you apply.
Important information
Google Play ratings and review counts were read from the South African store pages on 5 Nov 2026 and change daily. Loan sizes and payout options are from the lender cards (checked 25 Oct to 1 Nov 2026). Tasamira compares loans and does not lend: the application and the credit agreement are with the lender you choose. The pre-agreement quotation shows the interest, fees and total repayable before you sign.
- Terms from each lender’s website, with source and date
- 24/7 applications: according to each lender
- Default order: direct lenders first, then comparison services. Methodology
- JabulaniMoney: terms from the lender’s website, as of 29 Oct 2026
- Creditbar: terms from the lender’s website, as of 25 Oct 2026