Unifi loans: terms and fees

Tasamira is not Unifi: we are a comparison site.

Tasamira editorial team · data checked on 7 Oct 2026

Amount
up to R24 000
Term
90–270 days
APR
121,1 %

Source: unifi.credit · 07.10.2026

Is Unifi registered with the NCR? What we checked

Company
Unifi Credit (Pty) Ltd (Company reg. no. 2010/019713/07)Source: ncr.org.za · 07.10.2026
NCR registration
Listed in the NCR register of credit providers, no. NCRCP4849 (Registered); checked 7 Oct 2026Source: ncr.org.za · 07.10.2026
Documents on its website
Publishes: privacy policy, terms and conditions. Not found on its website (checked 7 Oct 2026): loan agreementSource: unifi.credit · 07.10.2026

Unifi is a brand of Unifi Credit (Pty) Ltd. Listed in the NCR register of credit providers, no. NCRCP4849 (Registered); checked 7 Oct 2026.

Unifi: loan costs and fees

APR
121,1 % (maximum APR (min 95.9%))Source: unifi.credit · 07.10.2026
Cost example
R8 000 over 6 months: monthly repayment R1 730, total repayment R10 344, initiation fee R995, monthly fee R69, interest 3%, APR 95.9% (fees VAT inclusive). First loan up to R12 000; repeat customers up to R24 000Source: unifi.credit · 07.10.2026

Unifi: contact number, app and email

Phone
021 110 0600Source: unifi.credit · 07.10.2026
Email
clientcare@za.unifi.creditSource: unifi.credit · 07.10.2026
Address
2nd Floor, Golden Mile Building, 265 Durban Road, Oakdale, Bellville, 7530Source: unifi.credit · 07.10.2026
Website
unifi.creditSource: unifi.credit · 07.10.2026

Other options with checked data

Other companies

Sources

Data checked: 7 Oct 2026 · Page updated: 7 Oct 2026 · Methodology

Spotted an error? Tell us

A loan has to be repaid on time. Before you sign, check the interest rate, the initiation and monthly service fees, any credit life insurance and the total amount you will repay, and make sure the repayments fit your budget. If you pay late, the lender can add default interest and collection costs, and missed payments can be reported to credit bureaus. Under the National Credit Act, a lender must check that you can afford the loan. Check the lender in the NCR register before you apply.