DirectAxis loans: terms and fees

DirectAxis: loan costs and fees

Interest rate

Up to 28,25% a year (fixed rate shown in the loan calculator; not an APR: initiation fee, service fee and a monthly premium are extra)Source: directaxis.co.za/loans/personal-loan · 8 Oct 2026

Cost example

Calculator: R50 000 over 72 months — loan repayment R1 731.46 per month, initiation fee R1 207.50, monthly service fee R69, interest rate 28.25% per annumSource: directaxis.co.za/loans/personal-loan · 8 Oct 2026

Fees and charges

• Initiation fee: R1 207.50 in the calculator (R50 000 over 72 months)
• Monthly service fee: R69
• Monthly premium: R3.50 per R1 000 of the loan amount plus initiation fee, included in the calculator's monthly repayment

Source: directaxis.co.za/loans/personal-loan · 8 Oct 2026

DirectAxis: contact number

Phone

086 102 0304Source: directaxis.co.za/contact-us · 7 Oct 2026

Support hours

Call centre 08:00–20:00, Monday–SundaySource: directaxis.co.za · 7 Oct 2026

Address

108 De Waal Road, Diep River, 7800Source: directaxis.co.za · 7 Oct 2026

Website

directaxis.co.zaSource: directaxis.co.za · 7 Oct 2026

Is DirectAxis registered with the NCR? What we checked

Company

DirectAxis, a business unit of FirstRand Bank Limited (registered credit provider NCRCP20); DirectAxis SA (Pty) Ltd, DirectAxis SA (Pty) Ltd reg. no. 1995/006077/07; FSP7249 & FSP5Source: directaxis.co.za · 7 Oct 2026

NCR registration

Listed in the NCR register of credit providers, no. NCRCP20 (Registered); checked 7 Oct 2026Source: ncr.org.za · 7 Oct 2026

DirectAxis is a brand of DirectAxis, a business unit of FirstRand Bank Limited (registered credit provider NCRCP20); DirectAxis SA (Pty) Ltd. Listed in the NCR register of credit providers, no. NCRCP20 (Registered); checked 7 Oct 2026.