Finchoice loans: terms and fees

Finchoice: loan costs and fees

Interest rate

Up to 28,25% a year (rate shown in the loan calculator; not an APR: fees and insurance are extra)Source: finchoice.co.za/products/loans · 8 Oct 2026

Cost example

Calculator: R15 000 over 24 months — monthly instalment R1 028, total interest, fees & insurance R9 672, total to repay R24 672, interest 28.25% per year. Repay over 6, 12 or 24 months; return the money within 14 days at no costSource: finchoice.co.za/products/loans · 8 Oct 2026

Finchoice: contact number

Phone

0861 346 246Source: finchoice.co.za/contact-us · 7 Oct 2026

Support hours

Monday–Friday 07:30–18:00; Saturday 08:00–14:00; Sunday closed; public holidays 08:00–14:00Source: finchoice.co.za/contact-us · 7 Oct 2026

Website

finchoice.co.zaSource: finchoice.co.za · 7 Oct 2026

Is Finchoice registered with the NCR? What we checked

Company

Finchoice Africa Ltd (registered credit provider NCRCP 8162, FSP 46962); Finchoice Finance (Pty) Ltd (NCRCP23514)Source: finchoice.co.za · 7 Oct 2026

NCR registration

Listed in the NCR register of credit providers, no. NCRCP8162 (Registered); checked 7 Oct 2026Source: ncr.org.za · 7 Oct 2026

Documents on its website

Publishes: loan agreement, privacy policy, terms and conditionsSource: finchoice.co.za/terms-and-policies · 14 Oct 2026

Finchoice is a brand of Finchoice Africa Ltd (registered credit provider NCRCP 8162, FSP 46962); Finchoice Finance (Pty) Ltd (NCRCP23514). Listed in the NCR register of credit providers, no. NCRCP8162 (Registered); checked 7 Oct 2026. Publishes its loan agreement and privacy policy.