Standard Bank loans: terms and fees
- Amount
- R1 000 – R300 000
- Term
- 12–72 months
- Standard Bank: loan costs and fees
- Standard Bank: contact number, app and email
- Standard Bank: login and app
- Is Standard Bank registered with the NCR? What we checked
- Sources
Standard Bank: loan costs and fees
- Cost example
- Service fee R69 per month for all loans; once-off initiation fee R419.75 – R1 207.50 (VAT inclusive); interest rates personalised up to a maximum of prime plus 17.5%; APR a maximum of prime plus 17.5% as per the NCA regulationSource: standardbank.co.za/southafrica/…/our-loans · 7 Oct 2026
Standard Bank: contact number, app and email
- Phone
- 0860 123 000Source: standardbank.co.za/southafrica/…/our-loans · 7 Oct 2026
- personalbanking@standardbank.co.zaSource: standardbank.co.za/southafrica/…/contact-us-details · 14 Oct 2026
- Website
- standardbank.co.zaSource: standardbank.co.za · 7 Oct 2026
Standard Bank: login and app
- Log in
- experience.standardbank.co.zaSource: standardbank.co.za/southafrica/…/our-loans · 14 Oct 2026
- Android app
- Google PlaySource: standardbank.co.za/southafrica/…/our-loans · 7 Oct 2026
- iPhone app
- App StoreSource: apps.apple.com/za/…/id528239110 · 14 Oct 2026
Is Standard Bank registered with the NCR? What we checked
- Company
- The Standard Bank of South Africa Limited (Company reg. no. 1962/000738/06)Source: ncr.org.za · 7 Oct 2026
- NCR registration
- Listed in the NCR register of credit providers, no. NCRCP15 (Registered); checked 7 Oct 2026Source: ncr.org.za · 7 Oct 2026
- Documents on its website
- Publishes: privacy policy, terms and conditions. Not found on its website (checked 7 Oct 2026): loan agreementSource: standardbank.co.za/southafrica/…/our-loans · 14 Oct 2026
Standard Bank is a brand of The Standard Bank of South Africa Limited. Listed in the NCR register of credit providers, no. NCRCP15 (Registered); checked 7 Oct 2026.
Other companies
Sources
- apps.apple.com/za/…/id528239110 · 14 Oct 2026
- ncr.org.za · 7 Oct 2026
- standardbank.co.za/southafrica/…/contact-us-details · 14 Oct 2026
- standardbank.co.za/southafrica/…/our-loans · 14 Oct 2026
Data checked: 14 Oct 2026 · Page updated: 22 Oct 2026 · Methodology
Important information
- Tasamira is not Standard Bank: we are a comparison site.
Source: standardbank.co.za/southafrica/…/our-loans · 14 Oct 2026
- A loan has to be repaid on time. Before you sign, check the interest rate, the initiation and monthly service fees, any credit life insurance and the total amount you will repay, and make sure the repayments fit your budget. If you pay late, the lender can add default interest and collection costs, and missed payments can be reported to credit bureaus. Under the National Credit Act, a lender must check that you can afford the loan. Check the lender in the NCR register before you apply.