Methodology

How we select, order and verify the offers on this site.

Which offers we show

We show offers from lenders and services we have an affiliate agreement with. The list does not cover the whole market.

Registration with the regulator is not a filter: on each company's page we show whether it appears in the regulator's register and the date we checked. Check it before you apply. Companies with signs of fraud or risk to users have no apply button: their page shows facts and alternatives only.

How we order

By default: direct lenders first, then comparison services. Within each group, offers with more verified data (terms with a source, registration number, official website) rank higher, then by maximum amount and term.

The commission we receive is not used for ordering. You can sort by amount, term or rate.

Where the data comes from

Terms (amount, term, rate, APR) come from the lender's website or the official registry, with a link to the source and the check date. Without a verified source we show “Terms being verified”.

How we prepare content

We take data (terms, registrations, contacts) from the original source: the company's website or the regulator's register. Next to each fact we show the source and the date we checked it.

Texts are written by an artificial intelligence system based on that data. Before publishing, each text is reviewed by a different AI agent on our team, not the one that wrote it, and the figures are checked against our database.

How we make money

We earn a commission from the partner when you apply through our links. Affiliate links are marked as advertising. Your cost does not change.